Premium renewal coming up? Compare insurances to find a better deal!

You’ve just sat down after a long day of work, opened your emails, and your stomach drops. It’s your insurance provider knocking on your door, reminding you of your upcoming renewal. It is now time for some insurance comparison. Remember, you don’t need to stick with the same provider for your renewal. It’s a good idea, and even better for your budget to shop around and compare insurances — no matter which one it is. Here at Money Compare, we are all about helping Kiwis find better coverage for a better price, by creating a user-friendly comparison tool that empowers you to make a fully informed choice, and hopefully, unlock savings by choosing the best deal for you. 

There are so many benefits to comparing insurances, especially when you are due for a renewal. It is a great time to find yourself the best deal on the market for your unique needs. 

• Save Money: When you compare, and have all the information available, you are more likely to choose the best deal for your needs, and avoid paying for more than you need to, thus saving you money. 
• Avoid Loyalty Tax: You don’t need to stay with the same provider for years. In fact, you shouldn’t! Switching providers is the best way to avoid loyalty tax – the term coined for folks who stay with the same provider out of perceived convenience, even when they no longer have the best deal. You could be paying more for your loyalty. Switch!
• Market Changes: Stay up to date with market trends by making a regular habit of comparing your bills. When you are aware of trends and changes in the market, you can prepare for price increases and lock in a cheaper deal before they go up. 

Money Compare makes it easy and quick to compare a range of insurances. 

Home Insurance

As a homeowner, your property is probably your most valuable asset. Protect it from sudden and unexpected damage by investing in home insurance. If something happens to your home, such as flooding, fire, theft, or another natural disaster, your home insurance can cover the costs to repair the damage or help with replacement. 

We can help you find the best deal for you, whether you are considering fixed sum cover, indemnity insurance, or total replacement, so that you get the right amount of coverage to protect your home and bank account if something happens.

Compare Home Insurance

Car Insurance

Car insurance protects you if your car is damaged, or if you damage another car. It’s important to understand the different types of car insurance so you can choose the right level of coverage for you. 

• Third party: Covers the repairs or replacement of another car that you are responsible for damaging. 
• Third party fire and theft: Similar to third party, but you get the added protection of cover if your car is stolen or involved in a fire. 
• Comprehensive: Protects both your vehicle, and the vehicle of other parties. It doesn’t matter who was at fault for the damage. 

Money Compare can help you find the cheapest car insurance and the right policy for you, so you can ensure you are protected while on the roads. 

Compare Car Insurance

Health Insurance

Everyone has access to the public healthcare system in New Zealand. However, many choose to invest in health insurance so that they have access to private healthcare. Health insurance gives you access to faster care, ensuring you bypass the long waitlists of the public sector. Health insurance can enable faster recovery, helping you return to work quicker (preventing extended time off work), so you can enjoy a better quality of life. 

It’s important to find the right health insurance policy for your unique situation. If you would like some help, we can get you in touch with our partners at the Insurance Department, who are leading insurance advisors. 

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Speak to an Advisor

Life Insurance

Many Kiwis choose to take out life insurance so that they have the peace of mind that their family will be protected financially if something unexpected happens to them. Life insurance can be used if you pass away, or are diagnosed with a terminal illness and have less than 12 months to live. For people with dependents, such as children or an elderly parent, life insurance can ensure that they don’t have to worry about your bills. Life insurance can cover your mortgage, rent, and other bills so that your dependents don’t have that financial burden. 

It’s important to make sure you have the right amount of cover for your life insurance policy. Be sure to consider what you may need carefully. If you need help, we can get you in touch with our partners at the Insurance Department who can help you find the right policy. 

Compare Life Insurance

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Travel Insurance

If you have a trip overseas coming up, you want to make sure that you are protected if something unexpected happens. With travel insurance, you can access medical care overseas if you need it, and have financial protection if your trip is cancelled or if your belongings are stolen or damaged. 

Saving and planning for a holiday is an exciting experience and you don’t want all your hard work to go down the drain if something happens. Be sure to invest in travel insurance to protect your wellbeing and your wallet. 

Compare Travel Insurance

Contents Insurance

Contents insurance protects the belongings in your home from unexpected damage. If they are damaged, stolen, or destroyed, your content insurance policy can help you replace those items. If you are wondering whether to get contents insurance, be sure to ask yourself whether you could afford to replace all your things if your home was involved in a flood or fire, or if they were stolen? Contents insurance protects your wallet, and gives you peace of mind. 

Be sure to find the right policy for you by jumping on Money Compare to compare different contents insurance policies to avoid paying more than you need to. 

Compare Contents Insurance